Legal
Last updated: June 2026
These Terms of Use govern your use of the Coast FIRE Calculator and related content operated by The Balanced Path to FI ("we," "us," or "our"). By accessing or using this site, you agree to these terms. If you do not agree, please do not use the site.
The Coast FIRE Calculator is provided for educational and informational purposes only. The calculations and projections it generates are hypothetical and illustrative. They are not financial advice, investment advice, tax advice, or legal advice of any kind.
Results depend entirely on the inputs you provide and on assumptions — including investment returns, inflation rates, and market conditions — that cannot be predicted with certainty. Actual results will vary. Past performance is not a guarantee of future results. All investments carry risk, including the potential loss of principal.
You should always consult a qualified financial advisor, tax professional, or attorney before making any major financial or career decisions.
Using this calculator or subscribing to our email list does not create a financial advisory, legal, or any other professional relationship between you and The Balanced Path to FI. We are not licensed financial advisors. Nothing on this site should be construed as a recommendation to buy, sell, or hold any investment.
All content on this site — including the calculator, written content, design, and branding — is owned by The Balanced Path to FI and protected by copyright. You may not reproduce, distribute, or create derivative works from any content on this site without our express written permission.
By submitting your email address, you consent to receive emails from The Balanced Path to FI including follow-up content about Coast FIRE, financial independence, and career transitions. Your calculator results are displayed directly on screen — they are not delivered by email. You may unsubscribe at any time. We will not share your email with third parties for marketing purposes. See our Privacy Policy for full details.
To the fullest extent permitted by law, The Balanced Path to FI and its owners shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this site or reliance on any information provided here, including but not limited to financial losses, lost profits, or lost data.
This site is provided "as is" without warranties of any kind, express or implied, including warranties of accuracy, completeness, fitness for a particular purpose, or non-infringement.
This site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Linking to a site does not constitute endorsement.
We may update these Terms of Use at any time. Continued use of the site after changes are posted constitutes your acceptance of the updated terms. We will note the date of the most recent update at the top of this page.
These terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable law.
If you have questions about these Terms of Use, please reach out via Instagram: @thebalancedpathtofi